{"id":343,"date":"2020-08-26T13:31:00","date_gmt":"2020-08-26T13:31:00","guid":{"rendered":"https:\/\/www.ddsdc.com\/blog\/?p=343"},"modified":"2020-09-14T13:34:39","modified_gmt":"2020-09-14T13:34:39","slug":"4-tips-for-understanding-dental-insurance","status":"publish","type":"post","link":"https:\/\/www.ddsdc.com\/blog\/2020\/08\/26\/4-tips-for-understanding-dental-insurance\/","title":{"rendered":"4 Tips To Help You Understand Your Dental Insurance Plan Better"},"content":{"rendered":"\n<div class=\"wp-block-image\"><figure class=\"alignright size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"244\" src=\"https:\/\/www.ddsdc.com\/blog\/wp-content\/uploads\/2020\/09\/AdobeStock_77879637__2___1600090316_67606-300x244.jpg\" alt=\"person researching their dental insurance benefits online\" class=\"wp-image-344\" srcset=\"https:\/\/www.ddsdc.com\/blog\/wp-content\/uploads\/2020\/09\/AdobeStock_77879637__2___1600090316_67606-300x244.jpg 300w, https:\/\/www.ddsdc.com\/blog\/wp-content\/uploads\/2020\/09\/AdobeStock_77879637__2___1600090316_67606-768x624.jpg 768w, https:\/\/www.ddsdc.com\/blog\/wp-content\/uploads\/2020\/09\/AdobeStock_77879637__2___1600090316_67606.jpg 800w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">In order to make the most out of your dental insurance benefits, you need to understand more about the details of your plan, what\u2019s covered, and when to use it. Most people with insurance plans don\u2019t know these facts because it\u2019s difficult to know what questions you should be asking, especially because every plan is different. To learn how you can <a href=\"https:\/\/www.ddsdc.com\/new-patients.html\">optimize your benefits<\/a> while avoiding out-of-pocket costs, read below for four helpful tips about dental insurance.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">\u201cOut-Of-Network\u201d Doesn\u2019t Mean Your Insurance Won\u2019t Cover The Cost<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you have a PPO plan and want to visit a dentist who is out-of-network, it\u2019s important that you don\u2019t automatically count them out. Your plan will reimburse you for any covered services that you receive there, you\u2019ll just need to pay for them up-front. After you leave the office, the dental staff will file claims on your behalf so you can get your money back for the services you received. For some people, this setup isn\u2019t ideal. However, for others who are passionate about sticking with the same, trusted provider or experienced professional, it\u2019s well worth the effort.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Save Money By Taking Advantage Of Covered Services<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Most dental insurance plans use a 100-80-50 coverage structure. Unlike medical insurance that covers all necessary treatments you receive, dental insurance companies want patients to prevent issues from occurring by receiving regular preventive care. That\u2019s why they cover 100 percent of the cost of routine checkups and cleanings, dental fillings, and other common services. If you require more serious treatments, like root canals and tooth extractions, they\u2019ll likely only cover 80 to 50 percent of the cost. &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Know Your Co-Payment Amount<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before you visit your <a href=\"https:\/\/www.ddsdc.com\/dental-insurance.html\">dentist in Friendship Heights<\/a> for treatment, you\u2019ll want to familiarize yourself with your co-payment amount. Even if they\u2019re an in-network provider, you\u2019ll need to pay this flat-rate fee before you leave the office each time you visit them for any service other than routine covered appointments. That way, you\u2019re not caught by surprise.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Find Out What Your Annual Maximum Is<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Some patients aren\u2019t aware that each year, their dental insurance company caps their benefits off at a certain amount. This figure is called the annual maximum. It can vary from patient-to-patient depending on your individual dental insurance package, but the average maximum usually falls between $1,000 and $2,000. This means that your dental insurance benefits won\u2019t cover any treatments that collectively exceed this amount.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">These four dental insurance facts vary based on your unique coverage, which is why it\u2019s always important to contact an insurance advisor at your dentist\u2019s office to help answer any questions you have, or to call your insurance company directly. Knowing these helpful facts can allow you to preserve your monthly budget while getting the most out of your investment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>About the Author<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Dr. Yelena Obholz has years of experience under her belt. Since graduating with her DDS from the New York University College of Dentistry, she has dedicated her time to advancing her skills in specialized services, including periodontics, oral surgery, and prosthodontics. She wants to provide each patient that walks through her doors with accessible and affordable high-quality dental care, which is why she is an in-network provider with most major PPO plans and offers an in-house dental savings plan. For questions or to schedule a routine checkup and cleaning, visit Aesthetic &amp; Family Dentistry of Washington\u2019s <a href=\"https:\/\/www.ddsdc.com\/contact-us.html\">website<\/a> or call 202-364-8989.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In order to make the most out of your dental insurance benefits, you need to understand more about the details of your plan, what\u2019s covered, and when to use it. Most people with insurance plans don\u2019t know these facts because it\u2019s difficult to know what questions you should be asking, especially because every plan is [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-343","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 Helpful Dental Insurance Tips | In-Network Dentist in Friendship Heights<\/title>\n<meta name=\"description\" content=\"Dental insurance plans can be difficult to understand, especially because of all the jargon and fine print. Here are a few tips to help.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ddsdc.com\/blog\/2020\/08\/26\/4-tips-for-understanding-dental-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 Helpful Dental Insurance Tips | In-Network Dentist in Friendship Heights\" \/>\n<meta property=\"og:description\" content=\"Dental insurance plans can be difficult to understand, especially because of all the jargon and fine print. Here are a few tips to help.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ddsdc.com\/blog\/2020\/08\/26\/4-tips-for-understanding-dental-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Aesthetic &amp; Family Dentistry of Washington\" \/>\n<meta property=\"article:published_time\" content=\"2020-08-26T13:31:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-09-14T13:34:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ddsdc.com\/blog\/wp-content\/uploads\/2020\/09\/AdobeStock_77879637__2___1600090316_67606-300x244.jpg\" \/>\n<meta name=\"author\" content=\"drobholz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"drobholz\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/2020\\\/08\\\/26\\\/4-tips-for-understanding-dental-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/2020\\\/08\\\/26\\\/4-tips-for-understanding-dental-insurance\\\/\"},\"author\":{\"name\":\"drobholz\",\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/#\\\/schema\\\/person\\\/1a8eb435156bcf86f85067775796e9b5\"},\"headline\":\"4 Tips To Help You Understand Your Dental Insurance Plan Better\",\"datePublished\":\"2020-08-26T13:31:00+00:00\",\"dateModified\":\"2020-09-14T13:34:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/2020\\\/08\\\/26\\\/4-tips-for-understanding-dental-insurance\\\/\"},\"wordCount\":594,\"image\":{\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/2020\\\/08\\\/26\\\/4-tips-for-understanding-dental-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/AdobeStock_77879637__2___1600090316_67606-300x244.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/2020\\\/08\\\/26\\\/4-tips-for-understanding-dental-insurance\\\/\",\"url\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/2020\\\/08\\\/26\\\/4-tips-for-understanding-dental-insurance\\\/\",\"name\":\"4 Helpful Dental Insurance Tips | In-Network Dentist in Friendship Heights\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/2020\\\/08\\\/26\\\/4-tips-for-understanding-dental-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/2020\\\/08\\\/26\\\/4-tips-for-understanding-dental-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/AdobeStock_77879637__2___1600090316_67606-300x244.jpg\",\"datePublished\":\"2020-08-26T13:31:00+00:00\",\"dateModified\":\"2020-09-14T13:34:39+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.ddsdc.com\\\/blog\\\/#\\\/schema\\\/person\\\/1a8eb435156bcf86f85067775796e9b5\"},\"description\":\"Dental insurance plans can be difficult to understand, especially because of all the jargon and fine print. 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